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Make sure, too, to check your free credit report for any possible errors. The credit bureaus are not infallible; they may list a missed auto payment that you know you paid on time. If you find such an error, correct it in writing with the offending credit bureau. Once the bureau fixes the mistake, your credit score might jump a bit. Once you’ve decided to order your free credit report, make sure to log onto www.AnnualCreditReport.com. your credit report online This is the only site in which you can get all three of your credit reports – once every 12 months – without incurring any charges. Don’t visit any of the commercial sites offering your reports.
The odds are good that you’ll get tricked into signing up for a costly credit-monitoring service that you don’t need.